We all love to save money on purchases, but did you know that there are ways to actually earn money back from your purchases? It's true! Here are 10 easy ways to cash in on your purchases
1. Cashback Credit Cards
One of the easiest ways to earn money back on purchases is to use a cashback credit card. These cards offer a percentage of cashback on every purchase made with the card. To prevent interest fees, make sure to pay the debt in full each month.
2. Cashback Apps
There are numerous cashback apps available that give you cashback on purchases made through the app. Examples of popular cashback apps include Ibotta, Rakuten, and Dosh. These apps offer cashback on purchases made at a variety of retailers.
3. Coupon Apps
Another way to save money on purchases is to use coupon apps like Honey or Coupons.com. These apps offer discounts and coupons for a variety of retailers and can help you save money on purchases.
4. Rebate Programs
Rebate programs like Checkout 51 or Saving Star offer cashback on select products or purchases. All you need to do is take a picture of your receipt and submit it to the app to receive cashback.
5. Loyalty Programs
Many retailers offer loyalty programs that give you cashback or rewards points on purchases. For example, Target's Circle program gives you 1% cashback on every purchase, and you can redeem your rewards for discounts on future purchases.
6. Referral Programs
Some apps and retailers offer referral programs that give you cashback or rewards points for referring friends or family to the service or store. For example, the Chase Sapphire Preferred credit card offers bonus points for each friend you refer who signs up for the card.
7. Cashback Websites
Cashback websites like Top Cashback or Be Frugal offer cashback on purchases made through their website. Simply sign up for an account, click through to the retailer's website, and make your purchase as normal to earn cashback.
8. Credit Card Sign-Up Bonuses
Some credit cards offer sign-up bonuses when you meet certain spending requirements within the first few months of opening the account. For example, the Chase Freedom Flex card offers a $200 bonus when you spend $500 in the first three months.
9. Online Surveys
Some websites offer cash or rewards points for completing online surveys. While the payout may not be significant, it can be an easy way to earn a little extra money on the side.
10. Sell Unused Items
Finally, one way to cash in on your purchases is to sell any unused items you no longer need. Sites like eBay or Facebook Marketplace make it easy to sell items online, and you can use the money earned from the sale to offset the cost of your purchases.
In conclusion, there are many easy ways to cash in on your purchases. By using cashback credit cards, cashback apps, coupon apps, rebate programs, loyalty programs, referral programs, cashback websites, credit card sign-up bonuses, online surveys, and selling unused items, you can earn money back or save money on future purchases. Start taking advantage of these opportunities today and watch your savings grow!